Disclaimer
Please read this before you use the site. In plain terms, it sets out what our tools, calculators, games, and content are — and aren’t — meant for, so you know where they help and where you should look elsewhere. It works alongside our [Terms of Use](/terms).
Last updated: 24 July 2026
General information only
The tools, calculators, and content on SK Play Labs are provided for general information, education, and everyday convenience. They’re built to give quick estimates and help you explore an idea — not to serve as a definitive, official, or authoritative source. Treat what they produce as a helpful starting point, not the final word.
Not professional advice
Nothing on this site is financial, investment, tax, legal, medical, health, or fitness advice, and using a tool doesn’t create any professional or advisory relationship with us. Our tools produce estimates from the values you enter and simplified, general assumptions, and they never give personalised recommendations. For any decision that matters, please consult a qualified professional who can weigh your full circumstances. See our Terms of Use for how this fits with the rest of the agreement.
Financial and tax tools
Finance calculators such as loan, EMI, interest, SIP, salary, and tax tools are simple computational aids. They aren’t financial, investment, or tax advice, and we aren’t a SEBI-registered investment adviser or a tax practitioner. Results are estimates and may differ from those of a bank, lender, or the tax authorities because of rounding, fees, changing rates, or assumptions we don’t model. Always confirm important figures with your bank, lender, or a qualified chartered accountant or adviser before you act on them.
Health and fitness tools
Health calculators such as BMI, calorie, or body-metric tools give general wellness estimates using standard, published formulas. They’re screening aids only — not medical advice, diagnosis, or treatment — and they can’t account for your individual health, history, or conditions. Never use them to self-diagnose or to put off seeking care. Always consult a registered medical practitioner before making health, diet, or fitness decisions.
Developer and utility tools
Developer and everyday utilities — such as password and UUID generators, hashers and encoders, formatters, converters, and text tools — run entirely in your browser as convenience helpers. They aren’t a substitute for proper security or engineering practice. Generating a password here doesn’t on its own make an account secure, and an encoder or hash tool isn’t a vault. Don’t rely on any tool for a security-critical, legal, or irreversible task without checking the result yourself, and keep your own backups. How you use what a tool produces is your responsibility.
Games
The games on this site are for entertainment only. They involve no real money, betting, or prizes, and any score, streak, or progress has no monetary or real-world value. Playing them isn’t a test of, or a substitute for, professional skill or training.
Accuracy, errors, and omissions
We take care to make the tools correct and the content accurate, but we can’t guarantee that everything is free of errors, complete, current, or suitable for your particular situation. Content and results are provided “as is”, may contain mistakes, and may become out of date; we assume no responsibility for any error or omission. Any reliance you place on a tool or its output is strictly at your own risk — always verify anything important independently.
Use at your own risk
Any action you take based on a tool’s output, or on anything else on the site, is your own decision and responsibility. Before you rely on a result, confirm it with the relevant provider, an official source, or a suitable professional. If you aren’t comfortable relying on an estimate, please don’t.
External links
Our pages may link to external websites for convenience or reference. A link isn’t an endorsement, and we don’t control and aren’t responsible for the accuracy, content, products, or practices of any third-party site. Visiting them is at your own risk and under their own terms and privacy policies.
Advertising
To keep the site free, we may display third-party advertising, principally Google AdSense. Ads are selected and served programmatically by the ad network, not hand-picked by us — showing an ad is not an endorsement of the advertiser, its products, or its claims, and we aren’t responsible for them. How ad cookies work, and how to opt out, is set out in our Privacy Policy and Cookie Policy.
No warranties and no liability
To the fullest extent permitted by law, the site and everything on it are provided “as is” and “as available”, without warranties of any kind, and SK Play Labs is not liable for any loss or damage arising from your use of, or reliance on, the tools or content. Our full warranty and liability terms — including the limits that apply — are in our Terms of Use. Nothing here removes any right you have that can’t be excluded under the law that applies to you.
Changes to this disclaimer
We may update this disclaimer as the site evolves or as the law requires. When we do, we’ll change the “Last updated” date at the top of this page, so it’s worth a look from time to time.
Contact
Questions about this disclaimer? Email us at [email protected].